Finally, insurance and rates made simple.

Clear, uncomplicated, and straight up. Work with our concierge to know the costs before you commit.

Your investment in care.

Mental health care is deeply personal–and so is how you pay for it. Most of our clients choose self-pay or use out-of-network benefits, which gives them access to our full team of expert therapists and psychiatrists without restrictions on session length, frequency, or provider choice. Our care coordinator will walk you through your exact costs before you book your first session.
2026_HealthyMindsNYC Therapy 2 | | Healthy Minds NYC

Accessible self-pay options.

Rates vary depending on the provider’s experience and the exact service provided. You’ll receive a transparent quote during your initial free consultation — no surprises.

Senior therapists

starting at $300 per session

ASSOCIATE THERAPISTS

starting at $165 per session

COACHING SESSIONS

starting at $275 per session

PSYCHIATRY SESSIONS

starting at $400 per session

We believe transparency builds trust — our team will walk you through rates before scheduling your first session.

Out of network doesn’t mean out of options.

If you have out-of-network benefits through your insurance plan, you may be eligible for significant reimbursement, even when working with our senior therapists. And unlike most practices, we handle the paperwork for you. Our insurance specialists submit claims on your behalf so you can focus on sessions, not superbills. Most clients are surprised by how much their plan covers weekly. Before assuming out-of-network means out-of-pocket, let us look into your benefits.

Choose in-network or out-of-network options with Aetna.

Our associate therapists are in-network with Aetna, making care more accessible if you’re early in your mental health journey or working within a tighter budget. Our senior therapists work exclusively out-of-network or on a self-pay basis. Not sure which path is best for you? Our care coordinator will verify your benefits, explain your options, and help you find the best fit for your goals and budget.

Use your HSA or FSA.

You can use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to pay for therapy or psychiatry sessions.

We also accept all major credit cards through secure online payments for all services.

Coverage questions, answered.

We don’t offer sliding scales, but we provide a wide range of providers with varying rates and session structures.
Yes, you can use your insurance benefits for individual or couples therapy. We’ll verify this before scheduling.
Yes — we submit claims on your behalf so you can get reimbursed regularly and directly by your insurance company.
Yes, for eligible services.
Typically no, but we’ll help you explore your options.

Clarity from the start.

Money should never be a mystery in your mental health journey. From your first consultation, we explain your benefits and outline next steps — so you can focus on progress, not paperwork.

"

They are very clear with the insurance and payment process – they make it as seamless as possible.

Have questions about coverage or costs? Let’s figure it out together.

Stay informed.

Sign up for our newsletter to receive periodic insights, productivity tips, and mental wellness strategies for ambitious professionals.